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No client or other reader should act or refrain from acting on the basis of any information contained in this web site without seeking appropriate legal or other professional advice on the particular facts and circumstances at issue. Attorney Robert Schultze accepts no responsibility for loss which may arise from accessing or relying on information contained on this web site. Attorney Robert Schultze hereby expressly disclaims, to the fullest extent permitted by applicable law, any and all liability with respect to acts or omissions made by clients or other readers on the basis on such information.